Many customers ask for insurance but expect their money back if nothing happens, which is clearly not insurance but a deposit. A deposit is a security payment, while insurance is money paid for protection against possible risks.
Deposits can be refunded if nothing happens, but if there is motorbike damage that requires repair costs greater than the deposit, the customer will be asked to cover the excess.
Insurance, on the other hand, is non-refundable, whether the motorbike is returned safely or there is an accident. If the repair costs are less than the insurance amount, the excess remains the property of the vehicle owner to cover repairs on other potential damage. However, if a customer faces an accident or loss where the replacement cost exceeds the insurance, this becomes the vehicle owner's responsibility. The customer will not be asked for additional fees. This spares the customer from extra expenses and allows for better budgeting during their trip.
With insurance, customers can travel more peacefully, knowing that risks like accidents, minor scratches while parking, or even theft are covered.
Insurance also helps avoid unnecessary disputes between the renter and the owner over additional repair or loss costs, which can often be much higher than the price of insurance.
With insurance, your trip will definitely be more relaxing, as what you need is peace of mind, not trouble.
In conclusion, deposits are clearly different from insurance. At 493 Scooter Rental, we provide affordable insurance that protects you from all travel risks, from minor scratches to theft. To enjoy your holiday without worries, we recommend renting a scooter with insurance. But again, we remind you that we are a highly flexible service provider. If you feel more confident riding without insurance, we also offer a rental option without insurance.
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